Tax, Estate & Debt Counselling
Trusted, Practical Advice for Life’s Financial Crossroads
Navigating complex financial decisions doesn’t always require a specialist—at least not right away. If you’re looking for general guidance across tax planning, estate considerations, or debt management, Murray Callaghan offers experienced, common-sense counsel to help you get started.
Sound Guidance—Without Overcomplication
For more than 25 years, Murray has supported individuals and families in a wide range of financial situations. Whether you’re uncertain about how taxes will affect your retirement plan, want to understand how to structure your estate, or need a second opinion on how to tackle debt, Murray can help clarify your options.
If the matter requires more specialized help, Murray can refer you to trusted accountants, lawyers, or credit professionals. But for many people, a single, objective conversation can bring clarity—and confidence—without the need for a high-cost engagement.
What This Service Covers
Tax Considerations
Understand how your income, investments, and withdrawals affect your tax picture.
Estate Planning Basics
Clarify your estate intentions and ensure key planning steps are in place.
Debt Strategy
Get objective guidance on managing, reducing, or restructuring personal debt.