Planning Matter$

The following 100 plus published articles, all written by Murray, appeared as regular features to both the Business Gazette and Campbell River Courier-Islander over many years. While both publications have since ceased service Murray continues to write monthly newsletters to his clientele on the geopolitical and macroeconomic landscapes that affect the investment climate.

While they summarize general economic and financial planning principles, these are opinion pieces and should not be considered a replacement to advice tailored to your particular circumstances.

 

Old Age Security
Wed, 2013-11-13
Old Age Security (OAS) is the single, largest program of the Government of Canada.  The program provides benefits to most Canadians 65 years of age and over based upon a residency test. ...
To CPP or not to CPP
Wed, 2013-11-06
That is the question.  Not if, but rather when.  The exception being incorporated business owners that have chosen not to contribute for a variety of reasons. As it sits, both employees and...
Getting Organized
Wed, 2013-10-30
One of the by-products of a highly regulated investment industry is the creation and distribution of paper.  Lots of it.  It comes in the form of contracts, disclosures, information...
Rules of Thumb
Wed, 2013-10-23
Let's look at some of the more common ones. The 4% Safe Rate of Withdrawl.  I've probably read 4 or 5 articles on this in the past couple of years debating whether this still holds true. ...
Is a Home a Good Investment?
Wed, 2013-10-16
I've never met anyone successful with money that didn't own a principal residence. What makes a home a great investment?  To start with, leverage which translates to your down payment. Assume...
When Should you Begin to Teach Kids about Money?
Wed, 2013-10-09
A client recently asked me about when is it the right time to begin teaching kids about money.  It was a great question not so easily answered. The research would suggest that the earlier in...