Planning Matter$

The following 100 plus published articles, all written by Murray, now appear regularly in the Business Gazette which serves Campbell River and the Comox Valley.  Formerly, his Planning Matter$ bi-weekly column was a popular feature in the Campbell River Courier-Islander newspaper until their corporate takeover by Black Press in April 2015.  While they summarize general economic and financial planning principles, they should not be considered a replacement to advice tailored to your circumstances.


Rates of Return
Wed, 2014-07-02
It's a fair question but not one easily answered.  Far too many considerations to throw numbers out to the masses. Let's consider the "risk-free" rate of return.  We'll call this the rate...
Monthly Payments Make Sense
Wed, 2014-06-18
It took a long time for me to come around but on whole, I prefer monthly obligations.  At least for those things I would deem needs.  For those on a fixed but modest income monthly billing...
How Much Do I Need to Retire?
Wed, 2014-06-04
At some point, this question comes to everyone's mind.  Many nearing retirement never really thought about it.  Like most, they just got busy with life until one day they described the...
Credit Cards (the fine print)
Wed, 2014-05-21
Chances are you have one or more in your wallet and a new pre-approval in your mailbox.  This financial toll booth is nearing a necessity in today's society. Unless you live in a home still...
BC Property Tax Deferment 2014
Wed, 2014-05-07
If it stands to reason that some may choose to unlock a portion of their equity in their homes to meet the demands of longevity it must also mean that a much larger portion should look to increase...
Wed, 2014-04-23
The passing of former Finance Minister Jim Flaherty got me to thinking about the subject of legacies.  At the age of 64 his life ended far too soon.  He oversaw many new programs including...