Planning Matter$

The following 100 plus published articles, all written by Murray, now appear regularly in the Business Gazette which serves Campbell River and the Comox Valley.  Formerly, his Planning Matter$ bi-weekly column was a popular feature in the Campbell River Courier-Islander newspaper until their corporate takeover by Black Press in April 2015.  While they summarize general economic and financial planning principles, they should not be considered a replacement to advice tailored to your circumstances.


The Hangover
Thu, 2017-01-26
For some, the financial obligations of a credit-fueled December can bring forth a very sober reality of the year ahead.  For a few, it is unfortunately the continuation of a downward spiral....
CRM 2 The "new" Client Relationship Model
Fri, 2016-12-09
CRM 2 is the client relationship model initiated by the Canadian Securities Administrators that comes into effect January 1, 2017.  It's been a long time coming and a true win for investors,...
The Number
Wed, 2016-09-21
Despondent they sat across my office desk.  Eyes focused down.  They had just returned from a company-sponsored retirement planning workshop. The "expert" had informed the group that they...
Expanding CPP
Tue, 2016-07-19
Federal Finance Minister Bill Morneau largely gathered national support for a plan to expand current CPP beginning in 2019.  Manitoba hasn't signed on yet, business organizations are screaming...
The Misunderstood TFSA
Wed, 2016-05-11
Given that it is one of the newer vehicles available to investors it probably shouldn't be surprizing that it is one of the most misunderstood.  To understand why the confusion exists one must...
Principles over Predictions-Navigating the 21st Century
Fri, 2016-02-26
  Principles over Predictions Navigating the 21st Century They say the 4 most dangerous words in investing are "this time it's different."  Maybe it truly is although I've yet to find any...