Planning Matter$

The following 100 plus published articles, all written by Murray, now appear regularly in the Business Gazette which serves Campbell River and the Comox Valley.  Formerly, his Planning Matter$ bi-weekly column was a popular feature in the Campbell River Courier-Islander newspaper until their corporate takeover by Black Press in April 2015.  While they summarize general economic and financial planning principles, they should not be considered a replacement to advice tailored to your circumstances.


Wed, 2017-09-20
  The exchange traded fund (ETF) has emerged in recent years to compete with the mutual fund as the most popular investment vehicles. ETFs are based upon the performance of an underlying index...
Are you Credit Savvy?
Wed, 2017-08-30
T'was a time when you needed to go looking to build a credit rating.  Today, they've likely found, reviewed and approved you without you ever asking. Your friendly financier is a cunning fox...
Post Secondary Primer
Wed, 2017-07-05
2017 will see a new class of wide-eyed students embarking on a post-secondary education.  For the savvy parent this was years in the planning saving money in RESPs and discussing and evaluating...
Are you Diversified?
Tue, 2017-05-16
  When I first entered the business diversification was primarily the tool an advisor used to ensure that all of a client's invested monies didn't move in the same direction at the same time....
Mon, 2017-05-01
What is a fair rate of return?  It seems such a simple question but is not so easily answered. We often refer to the "risk-free" rate of return which could mean a GIC or term deposit where there...
Term Life Insurance Renewal
Fri, 2017-03-10
I received mine today in the mail. Term is still the best and most affordable option to gain the highest coverage where a loss of income would have significant impact on dependants. Term refers to...